Homeowner’s Insurance Claim
Filing a homeowner’s insurance claim can feel overwhelming without the right guidance and expertise. Understanding the process helps you secure the necessary funds for proper repairs. Pro Stars Contractor, Inc supports homeowners through each step to ensure you get the benefits you deserve.
1. Before Claiming
Before filing a homeowner’s insurance claim, assess the damage to determine if it exceeds your deductible. Document everything with photos and notes to support your case. Review your policy to understand what is covered and any limitations. If the damage is extensive, contacting a professional contractor for an initial inspection can help you decide if a claim is necessary.
2. Work With a Contractor
Partnering with an experienced contractor like Pro Stars Contractor, Inc ensures that you have an expert on your side. We assess the damage thoroughly, provide a professional opinion, and estimate repair costs. This helps you understand the scope of repairs before dealing with your insurance company.
3. File Your Insurance Claim
Once you’ve gathered all necessary documentation and consulted with a contractor, file your insurance claim. Contact your insurance provider and provide details about the damage. Submit photos, contractor estimates, and any other required paperwork to strengthen your claim.
4. Working With Adjusters
After filing your claim, your insurance company will send an adjuster to evaluate the damage. Having a contractor present during this inspection is crucial, as they can advocate for accurate assessments and ensure no damage is overlooked. Pro Stars Contractor, Inc works closely with adjusters to ensure a fair evaluation.
5. Pushing for a Better Claim
If your insurance company offers a lower settlement than expected, don’t settle immediately. Review their assessment, compare it with the contractor’s estimate, and negotiate for a fair payout. We can help provide additional documentation and expert insight to support your case.
6. Claim Approval
Once your claim is approved, your insurance company will provide the funds necessary for repairs. Review the settlement carefully to ensure all necessary work is covered. If there are discrepancies, work with your contractor and insurance provider to resolve them before starting the project.
7. Starting Your Project
With the claim approved, Pro Stars Contractor, Inc is ready to begin repairs. We provide high-quality workmanship and ensure all repairs meet industry standards. From roofing and siding to interior restoration, we handle every aspect of the project to restore your home to its original condition.